I’m very grateful to the honorable gentlemen for giving way.

And, and obviously I too was a, a doctor until recent years, but this is an issue for all four health services across the UK and is taking away people with the knowledge, skills, and experience, not just to look after patients, but actually to teach.

Is the underlying problem not that when this was introduced in 2015, the talk was about preventing tax avoidance.

You can’t play with a final salary scheme.

This was never open to doctors playing games with their pension, and therefore it’s simply the wrong policy for the wrong group of people.